Education

5 Central Valley cities ranked among least educated in US. Who made the list?

Key Takeaways
Key Takeaways

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  • Modesto ranked fifth among U.S. cities with lowest education in 2025 study.
  • Central Valley cities held five of the ten lowest education scores nationwide.
  • WalletHub used 11 metrics to measure schooling levels and education quality.

Half of the 10 least educated cities in the United States are in California’s Central Valley, according to WalletHub.

The personal finance company recently identified the least — and most — educated cities in the United States in 2025, ranking 150 of the most populated metropolitan areas based on education levels, the quality of public schools and other factors.

Several cities in the Central Valley — including Modesto, Stockton and Fresno — landed at the bottom of WalletHub’s list due to poor scores.

Students seen from behind are raising their hands in a classroom
Students raise their hands in a classroom. Getty Images

“Higher education doesn’t guarantee better financial opportunities in the future, but it certainly correlates with it,” WalletHub analyst Chip Lupo wrote in a June 30 article. “The most educated cities provide good learning opportunities from childhood all the way through the graduate level.”

While overall education quality matters, Lupo said, cities should also ensure that people of all races and genders have equal access to learning opportunities.

Here’s where to find the least — and most — educated cities in the United States:

Source: WalletHub

Where are the least educated cities in California?

According to the WalletHub study, the least educated cities in the United States are primarily located California and Texas.

Five of the nation’s 10 least educated cities were in the Central Valley, the personal finance website said, with Visalia landing at the very bottom of the list.

Rear view shot of a group of university students standing outside on college graduation day PeopleImages
The WalletHub study found that the least educated cities in the United States are primarily located California and Texas. Getty Images

Visalia earned a score of just 9.12 out of 100 due to low education levels, poor school quality and big gaps in achievement, WalletHub said.

Bakersfield came in fourth place on WalletHub’s list of the nation’s least educated cities, while Modesto was fifth.

Fresno was No. 6 on the list.

Which US metro areas have lowest education scores?

These were the 10 least educated metro areas in the United States in 2025, according to WalletHub: 1. Visalia

2. Brownsville-Harlingen, Texas

3. McAllen-Edinburg-Mission, Texas

4. Bakersfield

5. Modesto

6. Fresno

7. Stockton

8. Salinas

9. Hickory-Lenoir-Morganton, North Carolina

10. Beaumont-Port Arthur, Texas

school classroom teacher student elementary school
Teacher and students in class. Getty Images

Why is Modesto one of the least educated cities?

Modesto earned a WalletHub score of just 17.78 out of 100 because of low education levels, poor school quality and big gaps in achievement.

Out of 150 of the most populated metro areas surveyed, Modesto ranked near the bottom at No. 146.

Source: WalletHub
Students raising hands while sitting at desk in school classroomKlaus Vedfelt
Students raise hands in class. Getty Images

Where are the most educated metro areas in the US?

According to WalletHub, these were the 10 most educated metro areas in the United States in 2025:

1. Ann Arbor, Michigan

2. Durham-Chapel Hill, North Carolina

3. Madison, Wisconsin

4. San Jose-Sunnyvale-Santa Clara

5. Washington-Arlington-Alexandria, D.C.-Virginia-Maryland-West Virginia

6. Raleigh-Cary, North Carolina

7. San Francisco-Oakland-Berkeley

8. Austin-Round Rock-Georgetown, Texas

9. Seattle-Tacoma-Bellevue, Washington

10. Boston-Cambridge-Newton, Massachusetts-New Hampshire

Ann Arbor, Michigan, is the most educated city in the country, according to a 2025 WalletHub study.
Ann Arbor, Michigan, is the most educated city in the country, according to a 2025 WalletHub study. ImagesBazaar/Getty Images

How did Wallet Hub come up with its findings?

To find the most and least educated cities in the United States, WalletHub looked at the 150 largest metropolitan areas and scored them based on how much schooling people have and the quality of that education, including achievement gaps.

WalletHub used 11 different measures, gave each a weight and then calculated an overall score out of 100 to rank the areas.

The rankings are based on data collected as of June 2, from sources including the U.S. Census Bureau, GreatSchools.org and Yelp.

Angela Rodriguez
The Modesto Bee
Angela Rodriguez is a service journalism reporter for The Bee. She is a graduate of Sacramento State with a bachelor’s degree in journalism. During her time there, she worked on the State Hornet covering arts and entertainment.
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