Our elected officials have taken a principled stand, rejecting universal health care as unaffordable. They point out that limits on taxation limit the ability of the government to help those suffering from misfortune. Therefore, it seems reasonable to apply the model of our health care system to other lifesaving services:
From now on, when you call the fire department, you will be asked whether you have purchased firefighting insurance. If yes, the fire department will respond. Upon arrival, they will collect the appropriate deductibles and co-payments before proceeding to put out the fire. If you don't have insurance, you should do your best with your garden hose.
The same model can be applied to police protection. Only those who have purchased crime insurance and have paid their co-payments and deductibles should expect the police to respond to life-threatening situations.
Fire and police protection are essential to saving lives, just like health care. Perhaps it's time to eliminate socialized fire and police protection, and replace them with market- based alternatives.
LEE RYAN MILLER