The Bee's editorial ("Retiree benefits in state are at the crossroads," Jan. 14) on state retiree benefits is not quite accurate. The monetary figures might be right if you believe every person that works for the state will retire from the state. The Bee said that the state has lifetime insurance for retirees. You are partially right. At age 65, retirees go on Medicare, just like everyone else. The state does pick up the supplemental insurance tab that goes with Medicare, so these costs are a lot less than regular insurance.
Most state employees are in the Social Security program, and most retire at age 65. Police officers and firefighters normally retire at age 55; they get full state insurance coverage up to age 65, then shift to Medicare.