| Continuing coverage |
Patterson homeowners fear Mello-Roos taxes will hasten foreclosures
PATTERSON -- Several residents facing foreclosure said at a workshop this week that the city's special taxes, combined with ballooning mortgage payments, were squeezing them out of their homes.
 | Searchable database:Monthly home sales information from Stanislaus, San Joaquin, Merced and Tuolumne counties, 2004 to present |
| Foreclosure prevention help Click below for tip sheets and worksheets from various federal agencies. | |
| Advice on how to avoid foreclosure | |
| Steps toward keeping your home | |
| HUD approved counseling agencies | |
| Budget worksheet for home ownership | |
| FHA Secure information | |
| VIDEO: Realtors' views Mike Zagaris from PMZ Real Estate, Craig Lewis from California Prudential Realty, and Larry Matos from Century 21 M&M and Associates talked with The Bee about the crisis. | |
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| How bad is the market? | What caused the downturn? |
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| How far down is the market? | What could you have done better? |
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| Agents aren't to blame? | Good time to buy? |
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| Advice for sellers? | Final thoughts? |
| VIDEO: New fears, new careers A Modesto woman worries what will happen when her mortage resets, while a real estate agent takes up a trade. | |
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| Ann Salvi could lose her home. | Agent goes from PMZ to MJC |
| PDF GRAPHICS: By the numbers | |
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| A decade of growth | Prices down |
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| At risk of foreclosure | Foreclosures since 2005 |
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| Repossessed by lenders | Construction trends |
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| Bay Area trends | |
A SPECIAL
REPORT
| Part 1: The issues |
Lending an Ear
It was one of Zach Urban's most trying days as a housing counselor: A woman arrived on his doorstep so distraught over the thought of losing her town home that he feared she might harm herself.
| Part 2: The impact |
Industries tied to the housing market slow, let workers go
The valley's housing woes have triggered an employment collapse in some industries closely tied to the market, resulting in a string of cutbacks at companies that flourished during the boom years.
| Part 3: The future |
Housing in Turmoil: Some discover they can do well in the downturn
While many real estate professionals bemoan slow sales, and many homeowners fret over foreclosure, there's another side to the real estate downturn: Some buyers are taking advantage of falling prices, and some sellers are cashing in.
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