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Real EstateMERCED — U.S. Housing and Urban Development Secretary Shaun Donovan stood Thursday in front of two foreclosed houses here to reiterate plans to offer more help to distressed homeowners.
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Q. I belong to a homeowners association. We have a difficult time collecting the Dues from some homeowners. What would you suggest? We file liens after giving them ample warnings, but we can collect only when and if they sell their house. We thought about denying them privileges of swimming and tennis court use, but we would have to have someone enforcing them. Thanks for your thoughts.
| Foreclosure prevention help Click below for tip sheets and worksheets from various federal agencies. | |
| PDF: NHLB Assistance Authorization Form | |
| PDF: Housing Monthly Budget Worksheet | |
| Advice on how to avoid foreclosure | |
| Steps toward keeping your home | |
| HUD approved counseling agencies | |
| Budget worksheet for home ownership | |
| FHA Secure information | |
| PDF GRAPHICS: By the numbers | |
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| A decade of growth | Prices down |
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| At risk of foreclosure | Foreclosures since 2005 |
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| Repossessed by lenders | Construction trends |
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| Bay Area trends | |
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WASHINGTON -- Activist or cautious regulator? Either way, Federal Reserve Chairman Ben Bernanke appears to be willing to go much further than his predecessor, Alan Greenspan, in cracking down on shady home-lending practices.
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The valley's housing woes have triggered an employment collapse in some industries closely tied to the market, resulting in a string of cutbacks at companies that flourished during the boom years.
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While many real estate professionals bemoan slow sales, and many homeowners fret over foreclosure, there's another side to the real estate downturn: Some buyers are taking advantage of falling prices, and some sellers are cashing in.
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