| Continuing coverage |
PATTERSON -- Several residents facing foreclosure said at a workshop this week that the city's special taxes, combined with ballooning mortgage payments, were squeezing them out of their homes.
| | Searchable database:Monthly home sales information from Stanislaus, San Joaquin, Merced and Tuolumne counties, 2004 to present |
| Foreclosure prevention help Click below for tip sheets and worksheets from various federal agencies. | |
| Advice on how to avoid foreclosure | |
| Steps toward keeping your home | |
| HUD approved counseling agencies | |
| Budget worksheet for home ownership | |
| FHA Secure information | |
| VIDEO: Realtors' views Mike Zagaris from PMZ Real Estate, Craig Lewis from California Prudential Realty, and Larry Matos from Century 21 M&M and Associates talked with The Bee about the crisis. | |
| |
| How bad is the market? | What caused the downturn? |
| |
| How far down is the market? | What could you have done better? |
| |
| Agents aren't to blame? | Good time to buy? |
| |
| Advice for sellers? | Final thoughts? |
| VIDEO: New fears, new careers A Modesto woman worries what will happen when her mortage resets, while a real estate agent takes up a trade. | |
| |
| Ann Salvi could lose her home. | Agent goes from PMZ to MJC |
| PDF GRAPHICS: By the numbers | |
| |
| A decade of growth | Prices down |
| |
| At risk of foreclosure | Foreclosures since 2005 |
| |
| Repossessed by lenders | Construction trends |
| |
| Bay Area trends | |
A | Part 1: The issues |
It was one of Zach Urban's most trying days as a housing counselor: A woman arrived on his doorstep so distraught over the thought of losing her town home that he feared she might harm herself.
| Part 2: The impact |
The valley's housing woes have triggered an employment collapse in some industries closely tied to the market, resulting in a string of cutbacks at companies that flourished during the boom years.
| Part 3: The future |
While many real estate professionals bemoan slow sales, and many homeowners fret over foreclosure, there's another side to the real estate downturn: Some buyers are taking advantage of falling prices, and some sellers are cashing in.