Between the cyber attacks on Target, Home Depot, Anthem Blue Cross and several others, I have to believe almost every person in America has had their private information violated and it is out there for every cybercrook worldwide to purchase and use. Anthem alone was 81 million people. I had done business with the three above, so I know, in reality, there is no way in heck my info isn’t out there.
I have to ask this question: At this point, what possible use are the three main credit reporting agencies? Heck, anyone can now plausibly contest every single new bill they incur.
Unless there is video showing you making the purchase, you can deny you ever made it and the bill isn’t yours.
This is a defining moment for the three major credit reporting bureaus who have run roughshod over consumers for decades. Every single one of us can plausibly contest our credit scores or any negative remarks resulting from transactions in the last two years.
You have the right to contact all three agencies and demand they freeze your credit, meaning that no one can open an account without your personal authorization. They have to comply. I am doing that. You should consider it, too.
Art Rossetti, Manteca