Samantha Spragg drops off her daughter Reef Hall, then 16-months-old, at the McBurney YMCA drop-in day care center in New York. The YMCA offers affordable child care at around 10,000 sites across the country. (AP Photo/Diane Bondareff, file)
Samantha Spragg drops off her daughter Reef Hall, then 16-months-old, at the McBurney YMCA drop-in day care center in New York. The YMCA offers affordable child care at around 10,000 sites across the country. (AP Photo/Diane Bondareff, file)
Samantha Spragg drops off her daughter Reef Hall, then 16-months-old, at the McBurney YMCA drop-in day care center in New York. The YMCA offers affordable child care at around 10,000 sites across the country. (AP Photo/Diane Bondareff, file)

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February 17, 2009 2:30 AM

Creatively cut child-care costs

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