THE SCAM: A certified home deed
HOW IT WORKS: When one hears more and more about foreclosures, it probably makes the deed to a home seem that much more precious. But don't fall for a letter that makes it seem as if you should pay a high price to get one. The Federal Citizen Information Center is warning about a group sending letters nationwide urging homeowners to buy certified deeds. The letter cites an FCIC document about keeping and storing important household records as the reason to do so, and the company is willing to sell these deeds. However, certified deeds don't have to be expensive or complicated to obtain. The letter doesn't mention that such documents are available from a county clerk's office for a small price or even for free.
WHAT'S AT STAKE: Your money
HOW TO BEAT IT: Although a good sales approach is to convince someone to buy something they didn't know they needed, this scam doesn't pass that test. Certified deeds, if you need one, can be obtained at your county clerk's office, so there's no need to pay this company for one. Discard the letter.
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Contact Bee staff writer Ben van der Meer at email@example.com or 578-2331.
For past Scam Alerts, go to www.modbee.com/business/scam.