Here are the HUD-certified counseling services in the Northern San Joaquin Valley that offer free advice about buying a home and resolving mortgage problems:
Stanislaus County Affordable Housing Corp.: Call 574-1155 or e-mail Stanco@inreach.com.
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Other groups offering HUD-approved counseling include:
Amador-Tuolumne County Action Agency: 533-1397
El Concilio: Serves Spanish speakers in Stanislaus and San Joaquin counties and helps people considering buying homes; 338-5713