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Home affordability has hit another all-time high in Stanislaus County, putting homeownership in reach for more first-time buyers. Sales prices, meanwhile, held steady in October, with the county's median-priced home selling for $140,000.
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| PDF GRAPHICS: By the numbers | |
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| A decade of growth | Prices down |
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| At risk of foreclosure | Foreclosures since 2005 |
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| Repossessed by lenders | Construction trends |
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| Bay Area trends | |
| Foreclosure prevention help Click below for tip sheets and worksheets from various federal agencies. | |
| PDF: NHLB Assistance Authorization Form | |
| PDF: Housing Monthly Budget Worksheet | |
| Advice on how to avoid foreclosure | |
| Steps toward keeping your home | |
| HUD approved counseling agencies | |
| Budget worksheet for home ownership | |
| FHA Secure information | |
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WASHINGTON -- Activist or cautious regulator? Either way, Federal Reserve Chairman Ben Bernanke appears to be willing to go much further than his predecessor, Alan Greenspan, in cracking down on shady home-lending practices.
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The valley's housing woes have triggered an employment collapse in some industries closely tied to the market, resulting in a string of cutbacks at companies that flourished during the boom years.
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While many real estate professionals bemoan slow sales, and many homeowners fret over foreclosure, there's another side to the real estate downturn: Some buyers are taking advantage of falling prices, and some sellers are cashing in.
