Claire Foster: Even bad insurance better than none

February 1, 2014 

I sympathize with the gentleman (“Insurance changes an outrage,” Letters, Jan. 29, Page A10) complaining about having to change to the ACA plan. Moving out of one’s “comfort zone” can be unsettling.

His outrage at his current situation makes me wonder if he knows anyone who ever suffered from a serious illness which then resulted in being unable to get coverage at any cost.

I have. And it left a lasting impression. It happened to a married couple in their late 50s who had worked all their lives and who had health coverage until after he had to have open-heart surgery and she came down with multiple sclerosis. No longer able to work, they moved to a rural area in Washington and bought a small manufactured home. Her MS was in remission. She liked to go bowling, he just wanted to go fishing. Life was good and then they were jolted out of their “comfort zone.”

He got throat and lung cancer and was treated with chemo. With medical bills rising up to $200,000 and the collection agencies calling, he made the decision to discontinue the chemo. The local independent hospice came on board. He died, and the bank took the house. I witnessed this as their hospice volunteer. Imagine the difference ACA could have made.

CLAIRE FOSTER

Hughson

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