Savings Tip (Dec. 22): A chocolate treat

You don't have to leave the area or break the bank to find great holiday gifts. Local shops offer a variety of ideas for less than $20.

Name of the store: Bella Viva Orchards

Item: Chocolate-covered fruits and nuts

Price: $6 per eight-ounce bag

Description: Bella Viva offers chocolate-covered almonds, walnuts and cherries, plus more unusual offerings, such as peaches and grapes.

This is a perfect gift for: Anyone who likes a little nutrition with their decadent chocolate.

About the store: Bella Viva produces dried fruits and nuts grown near Denair.

Pertinent info: 883-4146; www.bellaviva.com

Got some creative, low-cost gift ideas? Share them at www.modbee.com. To see previous featured gifts for less than $20, go to www.modbee.com/dollarsandsense.